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Credit Unions gained much of their fame many years ago from their willingness to make unsecured loans to members for various purposes. A member's signature, which constitutes his/her agreement to repay the loan according to its terms, is the only 'collateral' involved. A member's good character, capacity to repay, and good credit history are the foundation for these loans. Today, credit unions, unlike banks, still make these loans to their members for worthwhile purposes and at great rates without requiring them to obtain a credit card at a higher rate of interest. For those members who desire them, credit unions offer credit cards also. However, the rates are generally much lower than that of the competition.

CCCU offers several types of unsecured loans at great rates and terms: