Checking

This is a checking account with no minimum balance requirements, no monthly service charges and no per check charges! With all those cost savings it's like you are giving yourself a raise! To make our member's even more happy we pay .25% interest on all checking accounts. If you would like to earn more interest check out our new E-Checking

account paying 2% a.p.r.! CCCU's share draft (checking) account can prove itself invaluable to any member. Just check out some of these other great features:

Courtesy Overdraft Privilege

Courtesy Overdraft Privilege is a non-contractual service designed to help members who occasionally overdraw their checking accounts by paying items up to the established limit ($400) and preventing additional costs associated with returned items, such as merchant fees and late fees. Not only do you avoid embarrassment, but also could potentially avoid damage to a credit rating and save money by avoiding merchant fees and late fees.

With every checking account Courtesy Overdraft Privilege is automatically activated.* No extra steps required!

No fees for this service unless used by the member.

Covers transactions like: Checks, Withdrawals at a Teller Window, Checks Issued to a Third Party, Automatic Debits, ATM Withdrawals, Debit Card Sales

Deposits are easy and convenient through:

Payroll deduction and/or Direct Deposit

Wire Transfer

In Person at any of our branches during our business hours

Night drop after hours at any of our branches

Withdrawals and/or purchases are a breeze via:

Drafts (checks) accepted anywhere you would normally write a check.

Optional Visa Debit Card

Optional ATM withdrawals via the Star Network and the Cash Points Network of ATM machines.

Electronic drafting from your account to pay recurring bills (as set up by
your creditor)

In Person at any of our branches during our business hours, where we can offer you:
       -Cash withdrawals
       -Money Orders
       -Cashier’s Checks
       -Traveler’s Checks
       -Counter Checks
       -Credit Union Check Withdrawals
       -Wire Transfers

Management and control of your account is easy and cost-efficient by the use of:

HomeCU (Online Banking) ~ E-Statement ~ Bill Pay Service
Inexpensive imprinted drafts (checks) with duplicate copies for easy
record keeping.
Counter checks provided at a fair cost at any branch if you forget to
order replacement drafts (checks) on time.
Monthly statements of account activity sent directly to your home
Optional E-Statements where you can access up to 24 previous months of statements online 24 hours a day!
Friendly, helpful staff assistance at any of our branches
Free 24-Hour Audio Response where you can call and:
       - Check the balance in all your accounts
       - Find out whether or not checks have cleared
       - Transfer funds from savings to checking or vice versa
Optional overdraft loan protection (if you qualify) to help cover those
human errors you're going to sometimes make.
Automatic transfers from savings (if funds are available) to cover
overdraft errors.*
Fees for check copies, stop payments, returns, overdrafts, etc. are lower
than you would pay at a bank or other financial institution.

OPEN CHECKING ACCOUNT

CHECK REORDER

*Courtesy Overdraft Privilege is for accounts in good standing only. Member must bring account to a positive balance within 30 days. For new checking accounts 60 days must elapse before service is activated.

*Fee charged for automatic transfer