Loans                              

   APR

    APR

Term

Auto Loans (100% Financing)*

5.35% -

15.00%

Up to 72

Auto Loans (90% Financing)*

5.15% -

14.75%

Up to 72

Auto Loans (80% Financing)*

4.95% -

14.50%

Up to 72

*(Minimum $20,000 Value for 72 Month Financing-Some Restrictions Apply)

*Includes Credit Rebuilding rate

Recreational Vehicles(100% Financing)

8.50% -

15.25%

Up to 60

Recreational Vehicles(90% Financing)

8.25% -

15.00%

Up to 60

Recreational Vehicles(80% Financing)

8.00% -

14.75%

Up to 60

Unsecured Loan - $1500 or Greater Up to 48 Months

12.99% -

17.00%

Up to 48

Unsecured Loan - $1499 or Less Up to 24 Months

12.99% -

17.00%

Up to 24

Overdraft Protection $1000

15.50%

15.50%

Revolving

Unsecured Loan - Credit Rebuilding/Guarantor $3,500 Max.

16.99%

17.90%

Up to 48

Share Secured (2% Above Share Account Rate)

n/a

*Share dividend rates subject to change monthly.

Certificate Secured (2% Above Certificate Rate)

n/a

11.99%

11.99%

12

11.99%

11.99%

12

Select Visa Credit Card*

         8.90%

      8.90%

Revolving

Classic Visa Credit Card*

12.90%

12.90%

Revolving

Visa Credit Card Secured by Savings*

8.90%

8.90%

Revolving

Home Equity Line of Credit (Prime Rate)

3.25%*

3.25%*

180

Fixed Rate Home Equity  

6.45%* FIXED -

10.45%* FIXED

180

10,15 and 30 Year First Mortgages - Click on this link

Fixed

Fixed

n/a

No Credit Check Loan

15.00%

15.00%

6

* The lowest possible loan rate is listed for each category above. Your rate may be higher, depending on credit worthiness and/or other factors.

48 monthly payments of $26.83 per $1000 borrowed for 13% apr unsecured loans.

All loans are subject to approval.

Optional Credit Life and/or Credit Disability insurance is available.

Optional Auto Warranty and Gap Coverage is available.

* HELOC Variable Rate Loan, Subject to Credit Approval, Available in NC & SC Only

* Fixed Home Equity rates are reduced by .50 when using Automatic Payment

Go To Loan Application |  Back to Top
 

* Rates are subject to change without notice. Please contact your credit union for current information.

Savings

APY

Term

Share Account ($5.00 Establishes and Maintains Membership - $100 Min Bal to Earn Div)

.15%

n/a

Checking Account (No Min Bal)

00%

n/a

E-Checking Account (No Min Bal) ($25,000 Maximum)

1.90*%

n/a

Holiday Club Account ($100 Min Bal to earn Div - Acct Bal Mailed to Member Nov 1st Yearly)

.30%

n/a

Vacation Club Savings Account ($100 Min Bal to earn Div - One Withdrawal per Calendar Quarter)

.30%

n/a

Daily Money Market Account ($250.00 Min Balance)

.30%

n/a

Daily Money Market Account ($10,000 Min Balance)

.35%

n/a

IRA Accumulation Account

.35%

n/a

All dividends are posted to member accounts monthly.

Deposits are insured to at least $250,000 by the National Credit Union Administration, a Federal Government Agency backed by the U. S. Treasury Department.

A penalty may be imposed for early withdrawal.

APY =  The annual percentage yield measures the total amount of interest paid on an account based on the interest rate and the frequency of compounding.

* E-Checking rate of 1.90% applies to first $25,000.
 

Back to Top
 

Rates are subject to change without notice. Please contact your credit union for current information.

Certificates

APY

Term

3 Month Term Certificate($500 min to open)

3

6 Month Term Certificate($500 min to open)

.35%

6

12 Month Term Certificate ($500 min to open)

.40%

12

18 Month Term Certificate($500 min to open)

.55%

18

24 Month Term Certificate ($500 min to open)

.65%

24

30 Month Term Certificate ($500 min to open)

.75%

30

36 Month Term Certificate($500 min to open)

.90%

36

48 Month Term Certificate ($500 min to open)

1.25%

48

60 Month Term Certificate($500.00 min to open)

1.35%

60

IRA Accumulation Account

.35%

n/a

All dividends are posted to member accounts monthly.


Deposits are insured to at least $250,000 by the National Credit Union Administration, a Federal Government Agency backed by the U. S. Treasury Department.

APY =  The annual percentage yield measures the total amount of interest paid on an account based on the interest rate and the frequency of compounding.
Back to Top