Loans                              

   APR

    APR

Term

Auto Loans (100% Financing)*

5.35% -

15.00%

Up to 72

Auto Loans (90% Financing)*

5.15% -

14.75%

Up to 72

Auto Loans (80% Financing)*

4.95% -

14.50%

Up to 72

*(Minimum $20,000 Value for 72 Month Financing-Some Restrictions Apply)

*Includes Credit Rebuilding rate

Recreational Vehicles(100% Financing)

8.50% -

15.25%

Up to 60

Recreational Vehicles(90% Financing)

8.25% -

15.00%

Up to 60

Recreational Vehicles(80% Financing)

8.00% -

14.75%

Up to 60

Unsecured Loan - $1500 or Greater Up to 48 Months

12.99% -

17.00%

Up to 48

Unsecured Loan - $1499 or Less Up to 24 Months

12.99% -

17.00%

Up to 24

Overdraft Protection $1000

15.50%

15.50%

Revolving

Unsecured Loan - Credit Rebuilding/Guarantor $3,500 Max.

16.99%

17.90%

Up to 48

Share Secured (2% Above Share Account Rate)

n/a

*Share dividend rates subject to change monthly.

Certificate Secured (2% Above Certificate Rate)

n/a

10.90%

10.90%

11.99%

11.99%

12

11.99%

11.99%

12

Select Visa Credit Card*

         8.90%

      8.90%

Revolving

Classic Visa Credit Card*

12.90%

12.90%

Revolving

Visa Credit Card Secured by Savings*

12.90%

12.90%

Revolving

Home Equity Line of Credit (Prime Rate - Variable)

5.25%*

5.25%*

180

Fixed Rate Home Equity  

6.45%* FIXED -

12.95%* FIXED

180

10,15 and 30 Year First Mortgages - Click on this link

Fixed

Fixed

n/a

* The lowest possible loan rate is listed for each category above. Your rate may be higher, depending on credit worthiness and/or other factors.

48 monthly payments of $26.83 per $1000 borrowed for 13% apr unsecured loans.

All loans are subject to approval.

Optional Credit Life and/or Credit Disability insurance is available.

Optional Auto Warranty and Gap Coverage is available.

* HELOC Variable Rate Loan, Subject to Credit Approval, Available in NC & SC Only

* Fixed Home Equity rates are reduced by .50 when using Automatic Payment

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* Rates are subject to change without notice. Please contact your credit union for current information.

Savings

APY

Term

Share Account ($5.00 Establishes and Maintains Membership - $100 Min Bal to Earn Div)

1.00%

n/a

Checking Account (No Min Bal)

.25%

n/a

E-Checking Account (No Min Bal)

2.00%

n/a

Holiday Club Account ($100 Min Bal to earn Div - Acct Bal Mailed to Member Nov 1st Yearly)

1.00%

n/a

Vacation Club Savings Account ($100 Min Bal to earn Div - One Withdrawal per Calendar Quarter)

1.00%

n/a

Daily Money Market Account ($250.00 Min Balance)

2.75%

n/a

Daily Money Market Account ($10,000 Min Balance)

3.15%

n/a

IRA Accumulation Account

2.75%

n/a

All dividends are posted to member accounts monthly.

Deposits are insured up to $100,000 by the National Credit Union Administration, a Federal Government Agency backed by the U. S. Treasury Department.

IRA Deposits insured up to $250,000 the National Credit Union Administration, a Federal Government Agency backed by the U. S. Treasury Department.

A penalty may be imposed for early withdrawal.

APY =  The annual percentage yield measures the total amount of interest paid on an account based on the interest rate and the frequency of compounding.
 

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Rates are subject to change without notice. Please contact your credit union for current information.

Certificates

Why invest with this Credit Union:

Rate can be increased to current rate once during term of C.D.

Invest your money in a 100% American financial institution!

APY

Term

3 Month Term Certificate($500 min to open)

3

6 Month Term Certificate($500 min to open)

2.90%

6

12 Month Term Certificate ($500 min to open)

3.50%

12

18 Month Term Certificate($500 min to open)

3.60%

18

24 Month Term Certificate ($500 min to open)

3.65%

24

30 Month Term Certificate ($500 min to open)

3.75%

30

36 Month Term Certificate($500 min to open)

4.00%

36

48 Month Term Certificate ($500 min to open)

4.10%

48

60 Month Term Certificate($500.00 min to open)

4.20%

60

IRA Accumulation Account

2.75%

n/a

Jumbo Certificate of Deposit -6 month ($25,000 min to open)

3.80%

6

Jumbo Certificate of Deposit -6 month ($50,000 min to open)

3.90%

6

Jumbo Certificate of Deposit -6 month ($100,000 min to open)

4.00%

6

Jumbo Certificate of Deposit -12 month ($25,000 min to open)

4.05%

12

Jumbo Certificate of Deposit -12 month ($50,000 min to open)

4.10%

12

Jumbo Certificate of Deposit -12 month ($100,000 min to open)

4.20%

12

Jumbo Certificate of Deposit -18 month ($25,000 min to open)

4.10%

18

Jumbo Certificate of Deposit -18 month ($50,000 min to open)

4.15%

18

Jumbo Certificate of Deposit -18 month ($100,000 min to open)

4.30%

18

All dividends are posted to member accounts monthly.

Additional deposits are permitted into certificate accounts.

Step up Rate - Members have the option of increasing their certificate rate to the current rate offered one time during the life of the certificate.

Deposits are insured up to $100,000 by the National Credit Union Administration, a Federal Government Agency backed by the U. S. Treasury Department.

IRA Deposits insured up to $250,000 the National Credit Union Administration, a Federal Government Agency backed by the U. S. Treasury Department.



A penalty may be imposed for early withdrawal.

APY =  The annual percentage yield measures the total amount of interest paid on an account based on the interest rate and the frequency of compounding.
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