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Carolina Cooperative Credit Union

Fee Schedule

  Share Accounts: This is a "savings account" which has a required a minimum balance of $25.

Christmas club early withdrawal (prior to November 1st)

Vacation club excessive withdrawals(2 or more per calendar quarter)

$25.00

 

  Share Draft Accounts: This is a checking account with no minimum balance, no   monthly service charges and no per check charges.

Returned check (non-sufficient funds)

$28.00

Courtesy Pay (per item)

$28.00

Stop payment requests (for each series of checks)

$25.00

Check copies:

$5.00

Overdraft transfer from saving

$5.00

 

  Other Service Fees Applicable To All Accounts:

New ATM or Visa Debit Card issued

$2.50

Replacement ATM or Visa Debit Card issued

$5.00

Reactivation of blocked ATM/Visa Debit Card

$5.00

PIN number replacement

$1.00

ATM Balance inquiries

$1.00

ATM cash withdrawals:  (first 3 ATM withdrawals are free each calendar month)

$1.00

Stop-payment on pre-authorized drafts

$25.00

Wire transfer fee domestic

$12.50

Wire transfer fee international

$35.00

Deposited item return fee

$10.00

Overdrawn account fee

$25.00

Statement copies

$5.00

Stop payment request on a teller check (prior to 10 business days from date of issue)

$25.00

Dormant account fee (after 365 with no activity on any account and a share balance below $200)

$5.00

Money Orders

$0.50

Cashier's Checks

$5.00

Counter Checks (12 per pack)

$2.50

Return EFT Transactions (non-sufficient funds)

$25.00

Traveler's Checks for two (each $100 purchased) and (Gift Cheques)

No Charge

Account Statement Reconciliation & Research

$15.00

Visa Gift Cards

$3.95/card

Research Incorrect Address/Address Correction

$5.00

Processing Legal Requests (levies, garnishments, etc)

$20.00

 

  Online Services (First 90 Days Are Free)

 

Home CU (Online Banking)

This fee is waived for members that are enrolled in E-Statements.

$4.95 /mo.

Bill Pay Services (Available only w/Home CU)

This fee is waived for members that have a FREE checking account with the Credit Union and are enrolled in E-Statements.  

$2.00/mo.

E-Statements

    Free

 

  Certificates of Deposit and IRA Accts

 

  Early withdrawal prior to maturity date on time deposits  

90 days dividends