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Carolina
Cooperative Credit Union
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Fee
Schedule
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Share
Accounts: This is a "savings
account" which has a required a minimum balance of $25.
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Christmas
club early withdrawal (prior to November 1st)
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Vacation club
excessive withdrawals(2 or more per calendar quarter)
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$25.00
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Share
Draft Accounts: This is a checking
account with no minimum balance, no monthly service charges and no
per check charges.
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Returned
check (non-sufficient funds)
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$30.00
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Courtesy Pay
(per item)
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$30.00
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Stop
payment requests (for each series of checks)
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$30.00
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Check
copies:
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$5.00
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Overdraft
transfer from saving
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$5.00
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"Another Chance" Share
Draft Accounts: Specialized checking
account due to past history.
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Account opening fee
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$25.00
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Monthly Service Charge
- After 6 months w/o NSF transactions "Another Chance"
converts to a no monthly fee limited share draft account.
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$7.50
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Other
Service Fees Applicable To All Accounts:
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New ATM
or Visa Debit Card issued
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FREE
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Replacement ATM or Visa Debit Card issued
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$8.00
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Reactivation of blocked ATM/Visa Debit Card
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$5.00
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PIN
number replacement
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$5.00
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ATM
Balance inquiries
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$2.00
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ATM cash
withdrawals: (first 3 ATM withdrawals are free each
calendar month)
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$1.00
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1st 3 overdraft changes Opt In/Opt Out
free after 3
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$10.00
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Stop-payment
on pre-authorized drafts
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$30.00
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Wire
transfer fee
domestic
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$15.00
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Wire transfer fee
international
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$50.00
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Deposited
item return fee
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$10.00
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Overdrawn
account fee
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$30.00
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Statement
copies
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$5.00
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Stop
payment request on a teller check (prior to 10 business days
from date of issue)
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$30.00
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Dormant
account fee (after 365 with no activity on any account and
a share balance below $200)
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$5.00
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Money
Orders
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$1.00
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Cashier's
Checks
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$5.00
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Counter
Checks (12 per pack)
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$2.50
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Return
EFT Transactions (non-sufficient funds)
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$28.00
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Traveler's
Checks for two (each $100 purchased) and (Gift Cheques)
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No Charge
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Account
Statement Reconciliation & Research
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$20.00
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Visa Gift Cards
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$3.95/card
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Research Incorrect
Address/Address Correction
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$5.00
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Processing Legal
Requests (levies, garnishments, etc)
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$20.00
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Online Services
(First 90 Days Are Free)
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Home CU (Online Banking)
This fee is waived for members that are enrolled in
E-Statements.
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$4.95 /mo.
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Bill Pay Services (Available
only w/Home CU)
This fee is waived for members that have a
FREE checking account with the Credit Union and are enrolled in
E-Statements.
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$2.00/mo.
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E-Statements
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Free
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Certificates
of Deposit and IRA Accts
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Early
withdrawal prior to maturity date on time deposits
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90 days
dividends
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Safe Deposit Boxes -
(Bessemer City Branch only) |
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* Annual Rental Size 3X5 - $20.00/Year |
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* Annual Rental Size 3X10 - $30.00/Year |
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* Annual Rental Size 5X10 - $40.00/Year |
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* Annual Rental Size 10X10 - $60.00/Year |
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* Change of Locks - $15.00/Lock |
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* Replacement of OneKey $25.00/Item |
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* If Two Keys Replaced, Lock Must be Redrilled -
$125.00/Item |
Safe Deposit
Boxes are rented for one year in advance and your annual rental fee will
be
withdrawn
from your share or checking account at the end of each June. The rental
fee will
be pro rated
at the time of rental. If you lose a key, there is a fee to swap out the
lock and
get two new
keys. If you lose both keys you will have to pay a drilling fee. Your box
contents are
not insured by the credit union.